Does auto insurance cover the car or the driver

 · Standard auto insurance policies cover the car. By adding complementary policies, you can guarantee you, the driver, and the vehicle will be protected in the event of an accident. If you have a named driver policy, any driver you want to be covered to drive the vehicle needs to be added to the insurance www.doorway.rution: Senior Analyst. When it comes to your car insurance, there are coverages that can follow you as the driver, or your vehicle. That’s why having the appropriate car insurance coverage is so important. Contact your insurance agent to review your coverage and make sure you’ve got the protection you need.  · The benefits provided in standard auto insurance policies are limited to vehicles listed in the policy. So generally speaking, the policy insures the car and you as the driver of that car.

Generally, auto insurance will follow the vehicle rather than the driver, but some coverage types follow the driver too. The variables that determine if coverage will follow the driver or the. The benefits provided in standard auto insurance policies are limited to vehicles listed in the policy. So generally speaking, the policy insures the car and you as the driver of that car. Here’s a quick explanation: Your policy may cover drivers who occasionally borrow your car with your permission. Any driver who regularly uses your car or resides at your home should be named on your policy. Drivers can be covered under more than one policy, even with different companies.

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